A minimal purpose bank's community development funding overall performance in its facility-primarily based evaluation parts while in the State or multistate MSA; and
(six) A map of each and every facility-dependent evaluation region and, as applicable, Each and every retail lending evaluation location showing the boundaries of the realm and pinpointing the census tracts contained in the area, either over the map or in a different checklist; and
(ii) If a considerable lender is not needed to delineate a retail lending evaluation place previously discovered while in the approach because of not meeting the essential retail lending assessment region thresholds pursuant to § 228.
(B) The Board evaluates the little bank with the analysis period preceding the financial institution's next CRA examination pursuant to your Retail Lending Exam in § 228.22 and carries on evaluations below this efficiency test for subsequent evaluation durations till the lender opts out.
Once you are matched using a lender, and also your loan is accredited, the interest premiums and charges that you'll incur for the duration of repayment will be delivered to you personally.
In thinking about CRA functionality in an application explained in paragraph (a) of this section, the Board requires into consideration any sights expressed by fascinated functions that are submitted in accordance Together with the Board's Procedures of Technique set forth in 12 CFR portion 262.
(two) The dispersion of a bank's closed-end dwelling property finance loan lending, small company lending, small farm lending, or auto lending in a facility-centered evaluation place to determine whether there are gaps in lending that aren't discussed by functionality context;
The Board critiques the influence and responsiveness in the bank's community enhancement loans and Group progress investments that reward or serve the nationwide location, as supplied in § 228.fifteen.
In assigning Retail Lending Examination conclusions for a Condition pursuant to § 228.22(h), the Board will not consider a lender's functions to get within the Point out if People routines occur inside a retail lending evaluation place consisting of counties in more than one Condition.
(i) All the information necessary for your bank's community file needs to be maintained at the key Place of work and, if an interstate lender, at one branch Place of work in Each and every Point out; and
(B) A financial institution besides a considerable financial institution may include a community growth products and services part and accompanying yearly measurable goals click here in its prepare.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(iii) The bank's report of lending to and, as acceptable, participating in other retail and community development lending-connected functions for borrowers of various money ranges and businesses and farms of various dimensions;
A financial institution required to report home house loan loan details pursuant to twelve CFR component 1003 need to consist of in its general public file a penned discover the bank's HMDA Disclosure Statement could possibly be received on The customer Money Security Bureau's (CFPB's) website at: